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About Us

Anand Rathi Group (ARG) was established in the year 1994. ARG has major presence in financial products like Wealth Management, Investment Banking, Lending, Corporate Finance, Brokerage & Distribution Services in the areas of Equities, Commodities, Mutual Funds, Structured Products, Insurance, Corporate Deposits, Bonds & Loans to Institutions, Corporations and Individuals. ARG caters to more than 5 lacs clients at about 300 locations through 1200+ offices and business associates.

Anand Rathi Global Finance Ltd. (ARGFL), the NBFC arm of ARG is having product offering of SME Lending, Loan against Property, Construction Finance and Loan against Securities such as Equity, Bonds and Mutual Funds.

SME lending was launched in the year 2017 for lending to businessmen, traders, proprietors, manufacturers and professionals. ARGFL began the SME Lending business in Mumbai and has now expanded its footprint in markets like Delhi, Bengaluru, Jaipur, Pune & Jodhpur.

How to Apply for a Loan?

ARGFL is lending to segment like businessmen, traders, proprietors, manufacturers and professionals. The financial requirements for these entities could be for business expansion, working capital requirements, consolidation of other high debts, etc. We cater to all financial requirements based onthe customer profile and collateral. The acceptable collaterals include Residential, Commercial, Industrial Gala, Hotel, Restaurant, Banquet and Warehouse.

Do you want to check your loan eligibility?

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Please provide the following details.

Congratulations! You are eligible for loan between Rs. and Rs.

EMI Calculator

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Expected Loan EMI :

₹24,959

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Products

ARGFL is lending to segment like Businessmen, Traders, Proprietors, Manufacturers & Professionals. Our product offerings for Income Calculation is based on Vanilla Income, Gross Profit, Gross Receipt, Lease Rental Discounting etc. Also, very recently we have launched three new programs like Banking Program, Low LTV and Liquid Income Program.

We have a USP of structuring the deal as per the customer’s income assessment. The acceptable collaterals include Residential, Commercial, Industrial Gala, Hotel, Restaurant, Banquet and Warehouse.

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Vanilla Income

Income is calculated based on last 3 years ITRs filed, or the Salary Received.
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Gross Profit

Income calculation is done on the Gross profit calculation in ITR
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Gross Receipt

For SEP (Self employed Professionals), the income calculation is done on the basis of Gross Receipt.
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Lease Rental Discount

Loan eligibility calculation is done on the basis of rentals received from the collateral property or any other property.
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Banking Program

Loan eligibility is calculated based on banking trends.
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Low LTV

Loan eligibility is calculated primarily on collateral value.
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Liquid Income

Income calculation is based on informal income.
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Channel Partners

ARGFL is working with a very wide network of Channel Partners. Our relationship with these partners is mutually beneficial to both the stakeholders. We always look forward to extended engagement with our Partners. ARGFL is always looking to expand its network of partners. To join hands with us, apply here.